What’s the key to attracting and retaining the best talent for your small business? It’s not about free snacks, game rooms, or casual Fridays – it’s how you take care of your team. Offering comprehensive employee health benefits is a major factor in creating a supportive work environment. According to a survey by America’s Health Insurance Plans, 56% of employees with employer-sponsored health benefits said it was a key reason for staying with their current job, while 46% said it played a significant role in accepting their current position. Ask yourself: Is your small business offering the right health coverage?

Your employees are the backbone of your business. To attract top talent and keep the employees you have, it’s essential to offer a comprehensive benefits package. A strong health insurance program demonstrates to your team that you prioritize their well-being and shows potential hires that you care.

Small business health coverage offers numerous benefits. By implementing a self-funded group health plan, you can reduce overall costs while still providing quality benefits to your employees. With flexible cost containment options and claims reimbursement, both your business and your employees benefit from lower medical expenses. It’s a win-win situation that helps keep your team healthy and your costs under control.



A well-managed employee health benefits program also improves productivity by reducing the need for time off due to health issues. Ensuring your team’s health needs are covered keeps them focused and helps maintain a high level of productivity. From a financial standpoint, offering health benefits makes sense for small businesses.

Q Insurance Group offers the Allstate Benefits Self-Funded Program, which provides a variety of health plan options, including network or claims reimbursement choices, plan designs, deductibles, coinsurance, and the potential for refunds when claims are low. We guide you through every detail, highlighting the key components of our self-funded program to ensure you make the best decision for your business.